???? ??????????? ???????????? ???? ?????????? ???? ?????????????????????? ???? ?? ????????? ????????????!?? ?? ‘????? ???? ????? ???? ???? ??’? ?????????? ???? ?? ???? ????????? ???? ???????????????????????????? ????, ??????, ?????????? ??????.??????????????????-???????? ????? ??(??) ????? ?????? ???? ?????????????????(insurance_lawfirm) ?? ???